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Blackjack insurance

blackjack insurance

Febr. Wenn der Dealer ein Ace hält, haben die Spieler die Option einen "Insurance Bet " zu machen. Dieser Bet gewinnt, wenn der Dealer Blackjack. Players can give insurance if the he thinks the dealer has a Blackjack. However, this decision could make a player bust as it's not always that the dealer has a. Insurance- Versicherungs Wette beim Blackjack. Blackjack Schule. Jeden Spieler , der jemals Blackjack gespielt hat oder nur einmal bei einem Blackjack Spiel.

It is also classified as a side bet, available in most games of It is offered when the dealer holds an Ace as their up-card.

The bet is only open before the dealer checks or draws the hole card. For players not holding a natural blackjack, if insurance is taken, they must place an additional wager equal to half of their original wager.

If the dealer goes on to draw a card valued at 10 to make blackjack, the insurance bet is paid out at 2: For players who are holding a natural blackjack, they may also take insurance called maximum insurance.

Here the player forfeits the 3: Your hand, in comparison, is terrible. At first glance, insurance bets do seem like good side wagers. They sound like a safe back-up plan in an intense game of blackjack, where a dealer two-card natural seems likely.

And the way many blackjack dealers describe the bet makes it seem the best and most logical move you can make in the dreaded situation of a dealer face-up Ace.

Unfortunately, this is an illusion and the casino is the only party who will ever make money from such a bet in the long run. One of the lesser known skills among blackjack players involves recognizing dealer tells and exploiting them.

Erica Shoenberg certainly does not meet this stereotypical view of a blackjack player. But is Schoenberg really a blackjack legend, or just some model who happens to play a little blackjack on the side?

Rather than pitting players against the house, blackjack tournaments start players off with equal chip amounts, and pay out prizes to the top chip earners.

One of the simpler blackjack betting systems in the game is the Paroli system. Although not widely used, those who do employ the Paroli system swear by its potential to earn big profits at the blackjack tables.

Even those who barely know anything about blackjack strategy are familiar with the fact that skilled players stand a much better chance to win in the game.

In fact, you can lower the blackjack house edge down to 0. With this being said, here is a look at some of the things you need to keep in mind with blackjack strategy.

These days, it seems like regular online blackjack is being replaced in popularity by live dealer casino blackjack.

With live dealer blackjack games, you have beautiful women dealing you the cards, and you get to interact with other players too.

In their pursuit of learning perfect blackjack strategy, some players often neglect to cover bankroll management. But just like with any other casino game, blackjack bankroll management is extremely important, and something that players should definitely study extensively.

Two blackjack legends whose legacies are tied together are Ken Uston and Al Francesco. The main reason why Uston and Francesco are linked is because they played on the same blackjack team together.

Now most people would consider Uston the more famous out of these two because he went on to write several major blackjack books, and appeared on TV shows too.

The main reason why casinos change rules is to increase their house edge over the player. The following will show the main rules that are changed, and keep in mind that you may find none or all of these rule changes in effect.

Jackpots and big payouts have a special allure in the casino world because they give players the opportunity to earn big money instantly.

Of course, with the chance to win big payouts also comes a high house edge, which is certainly the case with the blackjack perfect pairs game.

While the advent of online blackjack was certainly impressive, some people longed for an even more realistic blackjack experience.

Enter live dealer casino blackjack, which features streaming video footage of a real person dealing the cards, and the chance to chat with other players.

Live dealer blackjack gives players the opportunity to experience a real casino atmosphere without ever having to leave the house.

Out of all the figures throughout blackjack history, nobody is more famous than Edward O. In fact, Thorp is credited with inventing the modern card counting system that blackjack pros have used to make huge profits.

Just like the name suggests, blackjack party pits feature a fun and festive atmosphere where music is blaring, beautiful women are dealing the cards, and more women are in the background dancing.

The basic idea behind blackjack party pits is pure enjoyment, which is definitely alluring to the average player. Single deck blackjack has often been looked at as the holy grail of the game because it offers players the best chance to win profits.

In fact, the house edge is just 0. However, there are actually some disadvantages to the subject as well, which is covered below along with single deck blackjack advantages.

While some blackjack betting systems are fairly simple to learn, the Labouchere system requires a bit of an explanation. That being said, here is a closer look at the basics of using the Labouchere and its effectiveness.

While most famous blackjack players accumulate their wealth on the tables and through books, Kerry Packer is an exception to the norm.

Beyond his extravagant wealth and media empire, the Aussie was known for his high stakes gambling ventures into blackjack, poker, baccarat and other games.

Blackjack betting systems are commonly used by players to make the game more exciting while attempting to make more profits. The most common system is flat betting, which sees blackjack players make the exact same bet over and over again.

Every other type of betting system besides flat betting is either a negative or positive progression. Others become blackjack legends because of their theories and contributions to the game.

So Hamilton started playing in underground poker games around the Detroit area, and was very good at it. This prompted him to move to Las Vegas, where a new game caught his attention.

With several difficult choices available in every hand, blackjack is not the easiest game in terms of strategy. The recording can further be used to identify advantage players whose activities, while legal, make them undesirable customers.

In the event of a disagreement between a player's hand signals and their words, the hand signal takes precedence. Each hand may normally "hit" as many times as desired so long as the total is not above hard On reaching 21 including soft 21 , the hand is normally required to stand; busting is an irrevocable loss and the players' wagers are immediately forfeited to the house.

After a bust or a stand, play proceeds to the next hand clockwise around the table. When the last hand has finished being played, the dealer reveals the hole card, and stands or draws further cards according to the rules of the game for dealer drawing.

When the outcome of the dealer's hand is established, any hands with bets remaining on the table are resolved usually in counterclockwise order: If the dealer's upcard is an ace, the player is offered the option of taking "insurance" before the dealer checks the hole card.

Insurance is a side bet that the dealer has blackjack and is treated independently of the main wager.

The idea is that the dealer's second card has a fairly high probability nearly one-third to be ten-valued, giving the dealer blackjack and disappointment for the player.

It is attractive although not necessarily wise for the player to insure against the possibility of a dealer blackjack by making a maximum "insurance" bet, in which case the "insurance proceeds" will make up for the concomitant loss on the original bet.

The player may add up to half the value of their original bet to the insurance and these extra chips are placed on a portion of the table usually marked "Insurance pays 2 to 1".

Players with a blackjack may also take insurance, and in taking maximum insurance they commit themselves to winning an amount exactly equal to their main wager, regardless of the dealer's outcome.

Fully insuring a blackjack against blackjack is thus referred to as "taking even money", and paid out immediately, before the dealer's hand is resolved; the players do not need to place more chips for the insurance wager.

Insurance bets are expected to lose money in the long run, because the dealer is likely to have blackjack less than one-third of the time.

However the insurance outcome is strongly anti-correlated with that of the main wager, and if the player's priority is to reduce variation , they might choose to pay for this.

Furthermore, the insurance bet is susceptible to advantage play. It is advantageous to make an insurance bet whenever the hole card has more than a chance of one in three of being a ten.

Advantage play techniques can sometimes identify such situations. In a multi-hand, face-up, single deck game, it is possible to establish whether insurance is a good bet simply by observing the other cards on the table after the deal; even if there are just 2 player hands exposed, and neither of their two initial cards is a ten, then 16 in 47 of the remaining cards are tens, which is larger than 1 in 3, so insurance is a good bet.

This is an elementary example of the family of advantage play techniques known as card counting. Bets to insure against blackjack are slightly less likely to be advantageous than insurance bets in general, since the ten in the player's blackjack makes it less likely that the dealer has blackjack too.

The rules of casino blackjack are generally determined by law or regulation, which establishes certain rule variations allowed at the discretion of the casino.

The rules of any particular game are generally posted on or near the table, failing which there is an expectation that casino staff will provide them on request.

Over variations of blackjack have been documented. As with all casino games, blackjack incorporates a "house edge", a statistical advantage for the casino that is built into the game.

The advantage of the dealer's position in blackjack relative to the player comes from the fact that if the player busts, the player loses, regardless of whether the dealer subsequently busts.

The loss rate of players who deviate from basic strategy through ignorance is generally expected to be greater.

Surrender, for those games that allow it, is usually not permitted against a dealer blackjack; if the dealer's first card is an ace or ten, the hole card is checked to make sure there is no blackjack before surrender is offered.

This rule protocol is consequently known as "late" surrender. The alternative, "early" surrender, gives player the option to surrender before the dealer checks for blackjack, or in a no-hole-card game.

Early surrender is much more favorable to the player than late surrender. Most medium-strength hands should be surrendered against a dealer Ace if the hole card has not been checked.

For late surrender, however, while it is tempting to opt for surrender on any hand which will probably lose, the correct strategy is to only surrender on the very worst hands, because having even a one in four chance of winning the full bet is better than losing half the bet and pushing the other half, as entailed by surrendering.

With no hole card, it is almost never correct basic strategy to double or split against a dealer ten or ace, since a dealer blackjack will result in the loss of the split and double bets; the only exception is with a pair of A's against a dealer 10, where it is still correct to split.

In all other cases, a stand, hit or surrender is called for. For instance, holding 11 against a dealer 10, the correct strategy is to double in a hole card game where the player knows the dealer's second card is not an ace , but to hit in a no hole card game.

The no hole card rule adds approximately 0. The "original bets only" rule variation appearing in certain no hole card games states that if the player's hand loses to a dealer blackjack, only the mandatory initial bet "original" is forfeited, and all optional bets, meaning doubles and splits, are pushed.

Each blackjack game has a basic strategy , which is playing a hand of any total value against any dealer's up-card, which loses the least money to the house in the long term.

An example of basic strategy is shown in the table below, and includes the following parameters: The bulk of basic strategy is common to all blackjack games, with most rule variations calling for changes in only a few situations.

For example, if the above game used the hit on soft 17 rule, common in Las Vegas Strip casinos, only 6 cells of the table would need to be changed: A, surrender 15 or 17 vs.

A, double on A,7 vs. Also when playing basic strategy never take insurance or "even money. Estimates of the house edge for blackjack games quoted by casinos and gaming regulators are generally based on the assumption that the players follow basic strategy and do not systematically change their bet size.

Most blackjack games have a house edge of between 0. Casino promotions such as complimentary matchplay vouchers or 2: Basic strategy is based upon a player's point total and the dealer's visible card.

Players may be able to improve on this decision by considering the precise composition of their hand, not just the point total.

For example, players should ordinarily stand when holding 12 against a dealer 4. However, in a single deck game, players should hit if their 12 consists of a 10 and a 2.

The presence of a 10 in the player's hand has two consequences: However, even when basic and composition-dependent strategy lead to different actions, the difference in expected reward is small, and it becomes even smaller with more decks.

Using a composition-dependent strategy rather than basic strategy in a single deck game reduces the house edge by 4 in 10,, which falls to 3 in , for a six-deck game.

Blackjack has been a high-profile target for advantage players since the s. Advantage play is the attempt to win more using skills such as memory, computation, and observation.

These techniques, while generally legal, can be powerful enough to give the player a long-term edge in the game, making them an undesirable customer for the casino and potentially leading to ejection or blacklisting if they are detected.

The main techniques of advantage play in blackjack are as follows:. During the course of a blackjack shoe, the dealer exposes the dealt cards. Careful accounting of the exposed cards allows a player to make inferences about the cards which remain to be dealt.

These inferences can be used in the following ways:. A card counting system assigns a point score to each rank of card e.

When a card is exposed, a counter adds the score of that card to a running total, the 'count'. A card counter uses this count to make betting and playing decisions according to a table which they have learned.

The count starts at 0 for a freshly shuffled deck for "balanced" counting systems. Unbalanced counts are often started at a value which depends on the number of decks used in the game.

Blackjack's house edge is usually between 0. Card counting is most rewarding near the end of a complete shoe when as few as possible cards remain.

Single-deck games are therefore particularly susceptible to card counting.

Das einzige Mal, bei dem die Quoten niedriger als 2 zu 1 liegen, ist, wenn die Kartenbox voll von Karten mit dem Wert 10 ist. Zeigt die erste Karte des Croupiers ein Ass oder eine Karte mit dem Wert zehn, prüft dieser, ob er einen Black Jack hat — dieses Verfahren hat für den Spieler den Vorteil, dass er bei einem Black Jack des Dealers in jedem Fall nur den einfachen Einsatz verliert und nicht den durch Teilen oder Verdoppeln erhöhten Einsatz. Der Dealer trennt die 8er und legt eine zweite Karte auf die erste 8. Bet ist eine bekannte Gaming-Marke, die vor allem beliebt bei den Sportwetten-Fans ist. Dadurch ist das Kartenzählen grundsätzlich obsolet. Siebzehn und Vier , siehe dort. Do Blackjack Betting Systems Work? Viele Casinos bieten uns verschiedene Blackjack Spielvarianten an. Nun befinden wir uns nicht mehr bei den Spielaktionen, sondern bei den Situationen. Hit und Stand sind die beiden grundlegenden Aktionen, welche ein Spieler, sobald er an der Reihe ist, wählen kann. Wenn insurance wählen, dann setzen Sie noch einmal die Hälfte Ihrer ursprünglichen Wette. Beim Online Blackjack wird vor jedem Spiel neu gemischt und es kommtin der Regel kein virtueller Shoe zum Einsatz, bei den Live Spielen könnt ihr aber dabei zuschauen, wie die Dealer die Karten mischen und vom Shoe ziehen. Wir wünschen Ihr viel Erfolg!

There are exceptions, of course. So if the deck is rich with point cards it would make sense to take the insurance bet.

In fact, if you simply pay attention to the cards dealt and notice that there are more point cards then you could pass on insurance, or vice versa.

At the end of the day, though, taking insurance is going to be a -EV bet for the majority of players. To give you a better idea of how insurance affects the house edge , just look at these numbers:.

Not very appealing, right? So unless you know how to count cards you should avoid taking the insurance bet in blackjack like the plague. Unless you like losing, of course.

If you happen to be playing blackjack online, taking insurance is very simple. If you want to exercise this option, just click the box and the insurance bet will be placed automatically.

The Truth About Insurance. The casino is offering you a way to protect yourself when the dealer has a blackjack. How nice of them, right? The house edge on the insurance side bet is as follows according to the number of decks used in the game:.

Single deck —- 5. In other words, it is a bad bet. What those percentages reflect is how much more likely the casino is to win the bet.

To simplify your understanding of the house edge, take the example of a single deck game. Smart blackjack players know that it is a very big deal.

Failing to pay attention to the percentages at blackjack will make you a loser. There is only one scenario when a blackjack player should even consider taking insurance.

If you also hold a blackjack, you might want to insure your own blackjack to guarantee a positive return. If you are unlucky enough to receive a blackjack at the same time as the dealer, this is what is known as a push.

A push means that you tie the hand and receive no money for you blackjack. When you take insurance in this scenario, you will push on the blackjack but you will collect on your insurance bet.

If the dealer does not have a blackjack you will lose the insurance bet but collect on your blackjack. Below is an example of being asked at an online casino if you want insurance:.

Most times that you will see insurance utilized is when a player has Blackjack. Often the player will say "I'll take even money" which means they are forfeiting the blackjack bonus to ensure they win their initial bet.

They are essentially putting up the insurance, and if the dealer has Blackjack they push on their blackjack and win on the insurance.

If the dealer doesn't have blackjack, the player loses the insurance bet but gets it back when getting paid on their own Blackjack.

Sometimes you will also see someone with a 20 place money on insurance to "protect" their hand from the Blackjack.

A standard deck as 16 Tens and 36 Non-Tens. This is a ratio of greater than 2 to 1. Even if the first hand gives you two 10's and the dealer an Ace, the ratio changes to 14 Tens and 35 Non-Tens; a ratio that is still greater than 2 to 1.

If you are playing with more than one deck, which is the most popular way to play, taking Insurance is even a worse bet.

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Blackjack insurance -

Jetzt wird das Blatt normal weitergespielt, bis der Spieler entweder stehen bleibt oder sich überkauft. Dieser Unterschied ist jedoch praktisch völlig unerheblich, da man als Spieler ohnedies nur in wenigen Ausnahmefällen verdoppeln bzw. Grundsätzlich gehen Spieler auf Versicherungswetten gegen die verdeckte Karte des Croupiers ein, in der Annahme es sei eine Karte mit dem Wert Movies and TV shows often depict blackjack card counting as this glamorous activity that people can quickly learn, and use to win huge sums of money from casinos. Dabei gilt folgende Regel:

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